Condo Insurance.
Fill the gap between what strata covers and what you own — contents, improvements, loss assessment, and liability.
Everything you'd expect. Nothing you don't.
Plain-English coverage, no 40-page policy wording to decode.
Contents & belongings
Everything that isn't structural — furniture, electronics, clothes.
Unit improvements
New floors, counters, fixtures? Covered above strata limits.
Personal liability
Injuries, accidents, and legal claims against you.
Loss assessment
Your share if strata's master policy comes up short.
Water damage
Overland, sewer, and burst pipes (with deductible options).
Additional living expenses
Displaced? We pay the hotel and restaurant bills.
Identity theft
Full identity-recovery support.
Earthquake
Optional add-on — recommended for coastal BC.
Coverage that fits real British Columbians.
First-time condo owners
Strata covers the building. You cover you. We spell out where the line is.
Downtown Vancouver & Victoria owners
High-rise, low-rise, concrete, wood-frame — all supported. Earthquake optional.
Renovators
New floors, open kitchen, custom closet? Your improvements are your asset. We insure them properly.
Three steps. One coffee.
Quote
2 minAnswer four questions — postal code, property, move-in date, occupants.
Customize
30 secSlide your limits, pick optional add-ons. Price updates live.
Bind & download
10 secPay, and your policy documents land in your inbox instantly.
Questions we hear most.
Doesn't strata already cover me?
Strata covers the building. You cover your stuff, your improvements, and your liability.
What's loss assessment?
If strata's policy falls short of a big loss, owners share the gap. Loss assessment pays your share.
Should I get earthquake coverage in BC?
For coastal condos we strongly recommend it. It's an optional coverage we can add on — your strata corporation's policy may carry the deductible buy-back separately, so we'll walk you through what stacks where.
What does "unit improvements" mean?
Renos and upgrades you made — new floors, custom closets, kitchen upgrades — that strata won't replace.
Can I insure a pre-sale?
No. Bravo covers completed, owner-occupied condos only. Rented condos have their own policy.
What if strata raises deductibles?
We offer a deductible-assessment add-on that pays the difference.
Ready to get covered?
Quote in under 5 minutes. Bind online. Zero phone calls.