Home Based Business Insurance.
Cover for the business you run from home — liability, equipment, and the parts your residential policy won't touch.
Everything you'd expect. Nothing you don't.
Plain-English coverage, no 40-page policy wording to decode.
Commercial liability
Third-party liability for your home-based business.
Business equipment
Laptops, tools, inventory — beyond home-policy limits.
Client-at-home cover
Liability if a client is injured at your home office.
Business interruption
Income support if a covered event disrupts operations.
Three steps. One conversation.
Tell us about you
5 minShort intake — we learn what you need and what matters.
We shop markets
1–3 daysWe place your file with the right carriers and compare options.
Review and bind
15 minPick the option that fits. We walk you through before you sign.
Questions we hear most.
Doesn't my home policy cover this?
Home policies typically exclude business equipment and business liability. This fills the gap.
I only consult from home — do I really need this?
If clients visit, or equipment exceeds your home contents sublimit, yes.
Ready to get covered?
Talk to a real BC advisor. No scripts, no upsells.