InsuranceWorthApplauding.
BC's digital-first insurance brokerage. Coverage for your home, your car, your business, and everything in between — built for how you actually live. Bravo.
B
Bold
Confident, decisive, modern. We take a point of view.
R
Responsive
Fast quotes, fast service, fast claims.
A
Accountable
We own outcomes, good or bad.
V
Value-Driven
Fair pricing, real coverage, no upsell games.
O
Outstanding
Every interaction should feel a step above the norm.
What we cover.
Five categories, organised the way people actually shop. Residential covers where you live, whether you own a house, own a condo, or rent. Auto handles the vehicles a standard policy treats poorly, from motorcycles to travel trailers. Business runs from a home office through to companies operating across borders. Life covers the people who depend on you, and Travel & Lifestyle covers trips, visitors, boats, and events.
Three steps, no runaround.
Pick the coverage
Start from the category that matches what you are insuring. Each product page sets out what the coverage is for, who it suits, and the questions worth settling before you quote.
Quote online or with an advisor
Products marked for online binding give you a price and your documents in minutes. Anything advisor-led goes to our underwriting team, and a licensed British Columbia broker comes back to you with options — usually the same business day.
Get covered, and keep a human
Your policy is placed by a licensed BC broker who stays your point of contact for changes and renewals. Claims support runs 24/7, because losses do not keep office hours.
Before you get a quote.
Is Bravo Insurance a broker or an insurance company?
Bravo Insurance Services Ltd is a managing general agent and the digital division of InsureBC. We hold underwriting authority delegated by the insurers who carry the risk, which is what lets us design products and bind coverage directly. Your policy is always placed by a licensed British Columbia broker.
Which provinces do you cover?
Our focus is British Columbia. Our products are built around provincial realities — strata water deductibles, seismic exposure on the coast and Vancouver Island, wildfire seasons in the Interior, and ICBC’s role in vehicle coverage — and our brokers are licensed here.
Can I really buy a policy entirely online?
For many residential and travel products, yes: you quote, pay, and receive your documents without speaking to anyone. Products that depend on details a form cannot judge well — motorcycles, high-value homes, business and life coverage — are advisor-led by design, because an automated quote on those tends to guess.
Do I have to pay to get a quote?
No. Quoting is free and carries no obligation. Nothing is bound until you have reviewed the coverage and confirmed you want it, and you are free to take a quote away and compare it.
How do I make a claim?
Call our toll-free number and claims support will take the report, day or night. Report the loss first and sort out paperwork afterwards; if you can find your policy number it helps, but it is not a reason to delay the call.
I already have insurance. Is it worth switching?
It is worth a review, particularly if your rebuild limit has not been revisited in a few years, if your strata has raised its water-damage deductible, or if you have never priced earthquake coverage. A broker can read your existing policy and tell you plainly where the gaps are.
What information should I have ready before quoting?
For a home or condo, the address, year built, square footage, and roughly when the roof, wiring, plumbing, and heating were last updated. For a vehicle or trailer, the registration and anything added after purchase. For a business, a plain description of what it actually does, its approximate revenue, and the replacement value of equipment. Location matters throughout, because coverage and pricing in British Columbia vary considerably by area.
Built for BC — digital-first, human when it counts.
Bravo Insurance is a BC-licensed brokerage focused on coverage that fits real life: residential, auto, business, life, and travel — organized clearly so you know where you belong, not buried in jargon.
We believe buying insurance should feel native to how people actually shop: fast online flows where they make sense, and thoughtful advisors when the stakes need a conversation. Same brand, same standards — whatever path you pick.
Insurance Worth Applauding — because “good enough” isn’t the bar anymore.
Bravo Insurance Services Ltd., licensed in British Columbia and Alberta · A digital division of InsureBC
What our customers actually say.
Ready for insurance that feels simple?
Start with a quote, compare your options, or reach a licensed BC advisor when you want a human in the loop.